Straight answers on home loans and finance.
Guides, explainers and market updates from Anthony, written in plain English for Sydney buyers, investors and business owners.
Featured First home buyer schemes in NSW, explained
The Home Guarantee Scheme, First Home Owner Grant and stamp duty concessions, and how they can work together.
Latest insights
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5 min read Is it time to refinance? Five signs to check
Rate, fixed term ending, equity, debts or features. A quick way to see if switching is worth it.
6 min read How much deposit do you really need?
Why 20% isn’t the only number, what LMI costs, and when a 5% deposit can make sense.
8 min read Using equity to buy an investment property
How lenders work out usable equity, and how to structure the loans so they stay clean at tax time.
6 min read Getting a home loan when you’re self-employed
What lenders look for, which documents help, and when a low-doc option is worth considering.
7 min read Commercial property loans: what’s different
Deposits, terms, lease strength and valuations. How commercial lending differs from a home loan.
4 min read Pre-approval: what it is and why it matters
What a pre-approval does and doesn’t guarantee, how long it lasts, and when to get one.
8 min read Buying property through your SMSF
How limited recourse borrowing works, what the fund needs, and the rules that catch people out.
5 min read Car and equipment finance for your business
Chattel mortgage, lease or loan: which structure suits how your business uses the asset.
3 min read What the latest RBA decision means for your loan
How a cash rate change flows through to variable rates, and what to ask your lender.
5 min read Debt consolidation with your home loan
Rolling car loans or cards into your mortgage can cut repayments. Here’s the trade-off to understand.
4 min read Deposit bonds: buying without cash on hand
How a deposit bond replaces the cash deposit at exchange, and when buyers use one.
Rather talk it through?
Every situation is different. Anthony can tell you what applies to yours in a free consult.