Financeo
Questions?
0404 494 888
Book a call
Home/Loans/Deposit bonds
Deposit bonds

Secure the property without the cash deposit.

A deposit bond takes the place of a cash deposit when you exchange contracts. Anthony arranges it quickly, often in time for auction day.

Built for
Book a 15-min call See how it works
MFAA Member ★★★★★5.0 on Google 50+ lenders compared
A couple bidding at a Sydney auction
Anthony Nocon
Anthony Nocon
Your broker, from first call to keys
Deposit bonds

Your deposit, without the cash.

A deposit bond is a guarantee to the seller that the deposit will be paid at settlement. Your cash can stay where it is until then.

A couple signing a contract after an auction Auction

Auction day

Have a bond ready so you can sign on the day without moving cash.

✓Arranged before auction
✓Bid with confidence
A couple looking at an off-the-plan display suite Off the plan

Off-the-plan purchases

Longer-term bonds that cover the time until your property is built.

✓Keep cash invested
✓Long-term options
A couple packing up their family home Downsize

Downsizers

Buy your next home before your current one has sold or settled.

✓Equity still in your home
✓Buy first, sell after
A deposit bond being arranged Guarantee

How a bond works

The seller gets a guarantee instead of cash, and the deposit is paid at settlement.

✓Quick approval
✓Accepted by most sellers

Deposit bonds have eligibility criteria and a fee. We confirm both before you bid or exchange.

Who it's for

Built around where you're starting from.

Every purchase is different. These are the situations we help with most, and each changes whether a bond makes sense.

01

Funds in term deposits or shares

Keep your money earning until settlement instead of breaking it early.

02

Upsizers

Use the equity in your current home before it's sold.

03

First home buyers

Some first home buyers use a bond while their savings or grant comes through, subject to eligibility.

How it works

From first call to exchange

A couple on a call with their broker
STEP 01

A 15-minute call

The property, the price and when you need the bond.

Anthony taking a couple through their options
STEP 02

Eligibility check

We confirm you qualify and line up the bond and your home loan together.

Reviewing loan documents
STEP 03

Bond issued

We arrange the bond, often within a day once documents are in.

Anthony shaking hands with new home owners
STEP 04

Settlement

The deposit is paid at settlement along with the rest of the purchase.

Our deposit bond services

Know what you're getting before you commit.

Not every lender or broker offers the same support. When you're comparing your options, check they cover everything you need.

Service
Banks
Other brokers
Financeo
Bond and home loan arranged together
✕
?
✓
Free initial consultation
✓
✓
✓
We manage the application from start to settlement
✕
?
✓
Ready in time for auction day
✕
?
✓
Short-term and long-term bonds
✕
?
✓
Help confirming the seller will accept a bond
✕
?
✓
5.0 stars on Google
✕
?
✓
Book a 15-min call
✓Included✕Not offered?Varies by broker

Deposit bond questions

A guarantee from an issuer to the seller that the deposit will be paid at settlement, used in place of a cash deposit.

Get started

Ready to secure the property?

Fifteen minutes, no obligation. You'll leave the call knowing whether a bond suits you and how quickly it can be ready.

Mobile0404 494 888 Emailanthony@financeo.com.au
OfficeSuite 5, 82–86 Pacific Highway,
St Leonards NSW 2065
Anthony Nocon
Send it straight to Anthony
Replies within one business day. Takes about a minute.
Where are you at?

Anthony will be in touch personally within 24 hours

Financeo
Questions?
0404 494 888
Book a call
Financeo
About
By who you are
By loan type
Calculators Contact
Call 0404 494 888 Book a call
Home/Loans/Deposit bonds
Deposit bonds

Secure the property without the cash deposit.

A deposit bond takes the place of a cash deposit when you exchange contracts. Anthony arranges it quickly, often in time for auction day.

Built for
Book a 15-min call See how it works
MFAA Member ★★★★★5.0 on Google 50+ lenders compared
A couple bidding at a Sydney auction
Anthony Nocon
Anthony Nocon
Your broker, from first call to keys
Deposit bonds

Your deposit, without the cash.

A deposit bond is a guarantee to the seller that the deposit will be paid at settlement. Your cash can stay where it is until then.

A couple signing a contract after an auction Auction

Auction day

Have a bond ready so you can sign on the day without moving cash.

✓Arranged before auction
✓Bid with confidence
A couple looking at an off-the-plan display suite Off the plan

Off-the-plan purchases

Longer-term bonds that cover the time until your property is built.

✓Keep cash invested
✓Long-term options
A couple packing up their family home Downsize

Downsizers

Buy your next home before your current one has sold or settled.

✓Equity still in your home
✓Buy first, sell after
A deposit bond being arranged Guarantee

How a bond works

The seller gets a guarantee instead of cash, and the deposit is paid at settlement.

✓Quick approval
✓Accepted by most sellers

Deposit bonds have eligibility criteria and a fee. We confirm both before you bid or exchange.

Who it's for

Built around where you're starting from.

Every purchase is different. These are the situations we help with most, and each changes whether a bond makes sense.

01

Funds in term deposits or shares

Keep your money earning until settlement instead of breaking it early.

02

Upsizers

Use the equity in your current home before it's sold.

03

First home buyers

Some first home buyers use a bond while their savings or grant comes through, subject to eligibility.

How it works

From first call to exchange

A couple on a call with their broker
STEP 01

A 15-minute call

The property, the price and when you need the bond.

Anthony taking a couple through their options
STEP 02

Eligibility check

We confirm you qualify and line up the bond and your home loan together.

Reviewing loan documents
STEP 03

Bond issued

We arrange the bond, often within a day once documents are in.

Anthony shaking hands with new home owners
STEP 04

Settlement

The deposit is paid at settlement along with the rest of the purchase.

Our deposit bond services

Know what you're getting before you commit.

Not every lender or broker offers the same support. When you're comparing your options, check they cover everything you need.

Service
Banks
Other brokers
Financeo
Bond and home loan arranged together
✕
?
✓
Free initial consultation
✓
✓
✓
We manage the application from start to settlement
✕
?
✓
Ready in time for auction day
✕
?
✓
Short-term and long-term bonds
✕
?
✓
Help confirming the seller will accept a bond
✕
?
✓
5.0 stars on Google
✕
?
✓
Book a 15-min call
✓Included✕Not offered?Varies by broker

Deposit bond questions

A guarantee from an issuer to the seller that the deposit will be paid at settlement, used in place of a cash deposit.

There's a one-off fee based on the deposit amount and the term of the bond. We'll give you the exact cost upfront.

Most do, but it's worth confirming with the agent before auction or exchange. We can help with that.

Often within a day once your documents are in, which makes them handy before auctions.

Usually yes. The bond covers the deposit at exchange, and your loan funds the purchase at settlement. We arrange both together.

Get started

Ready to secure the property?

Fifteen minutes, no obligation. You'll leave the call knowing whether a bond suits you and how quickly it can be ready.

Mobile0404 494 888 Emailanthony@financeo.com.au
OfficeSuite 5, 82–86 Pacific Highway,
St Leonards NSW 2065
✓
Got it.

Anthony will come back to you within one business day.

Anthony Nocon
Send it straight to Anthony
Replies within one business day. Takes about a minute.
Where are you at?

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Anthony will be in touch personally within 24 hours

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