Pay less for the loan you already have.
Most loans drift onto a worse rate over time. Anthony compares your current loan against 50+ lenders, tells you whether moving is worth it, and handles the switch if it is.
★★★★★5.0 on Google 50+ lenders compared 
More than chasing a lower rate.
Refinancing can lower your repayments, free up equity or tidy up debts. We look at the whole loan, including fees, features and break costs, before recommending anything.
Rate Home loan rate review
We check your current rate against what lenders are offering borrowers like you today.
Equity Cash-out refinance
Access equity in your home for a renovation, investment or other big expense.
Debt Debt consolidation
Roll car loans and credit cards into your home loan at a lower rate.
Switch Switching lenders
We handle the discharge, the new application and settlement with both banks.
Switching costs, break fees and lender policies vary. We show you the full numbers before you decide.
Built around where you're starting from.
Every refinance starts with a different reason. These are the ones we see most, and each changes which lender and loan structure makes sense.
Fixed rate ending
Your fixed term rolls onto a revert rate that's usually higher. We line up your options a couple of months before it ends.
Haven't checked in years
Loyalty rarely pays. If you've had the same loan for two years or more, there's a good chance you're paying more than new customers.
Your situation has changed
A pay rise, a new partner or a growing family can open up better lenders and features than you qualified for before.
From first call to a better loan
STEP 01 A 15-minute call
Your current loan, rate, balance and what you'd like to change. Have a recent statement handy if you can.
STEP 02 Your comparison
Your loan against two or three better options, with switching costs and the saving over time.
STEP 03 The switch
We ask your lender to match first. If they won't, we prepare and lodge the new application.
STEP 04 Settlement and beyond
We manage settlement with both lenders, then review your rate every year.
Know what you're getting before you commit.
Not every lender or broker offers the same support. When you're comparing your options, check they cover everything you need.
Refinancing questions
Compare the saving over the time you plan to keep the loan with the costs of switching, such as discharge fees, new loan fees and any break costs on a fixed rate. We do this maths for you on the first call.
Ready to check your rate?
Fifteen minutes, no obligation. You'll leave the call knowing whether moving is worth it and what you could save.
St Leonards NSW 2065
Anthony will be in touch personally within 24 hours