Your business is solid. Your loan should be too.
Banks often read business income badly. Anthony knows which lenders assess add-backs, recent financials and retained profits properly, so your borrowing power reflects what you actually earn.
★★★★★5.0 on Google 50+ lenders compared 
Lenders that understand business income.
Lender policy for self-employed borrowers varies a lot. The right one can count income another lender ignores.
Low doc Low doc home loans
Use BAS statements, business bank statements or an accountant's letter instead of full tax returns.
Full doc One year of financials
Some lenders will assess your most recent year alone, which helps if your income has grown.
ABN ABN and sole trader loans
Loans for contractors and sole traders, including those with a recently registered ABN.
Company Company and trust borrowers
Lenders that assess income from your company or trust, including retained profits.
Documentation requirements vary by lender. We tell you exactly what's needed before you apply.
Built around where you're starting from.
Every business has a different shape. These are the situations we help with most, and each changes which lender makes sense.
Newer businesses
Trading for a year or two? Some lenders will work with a shorter history if the rest of the picture is strong.
Income that varies
Seasonal or lumpy income can be averaged or assessed on your best recent year, depending on the lender.
Tax returns that understate income
Depreciation and other add-backs can be counted back into your income by the right lender.
From first call to approved
STEP 01 A 15-minute call
Your business, how you're paid and what you want to buy or refinance. No documents needed yet.
STEP 02 Your lender shortlist
The lenders that will assess your income best, the documents each needs and your borrowing power.
STEP 03 Application
We work with your accountant, prepare the application and lodge it with the right lender.
STEP 04 Settlement and beyond
We manage approval through to settlement, then review your rate every year.
Know what you're getting before you commit.
Not every lender or broker offers the same support. When you're comparing your options, check they cover everything you need.
Self-employed questions
Many lenders ask for two years, but some accept one year, and low doc lenders may use BAS or business bank statements instead.
Ready to talk about your loan?
Fifteen minutes, no obligation. You'll leave the call knowing which lenders suit your business and what you can borrow.
St Leonards NSW 2065
Anthony will be in touch personally within 24 hours